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Real Estate Financing

Finance Your Next Property in Days, Not Months

Purchase and refinance loans for commercial and residential investment properties — up to $5.0M, with decisions in 24–48 hours.

No impact to your credit score · Takes about 5 minutes
$75K – $5.0M
Loan Amounts
24–48 hrs
Typical Decision
Purchase & Refi
Both Covered
Real estate investor outside a commercial property
Your information is safe & secureWe use bank-level 256-bit SSL encryption to protect your data.
SSL Encrypted SOC 2 Certified GDPR Compliant
Choose your path

Purchasing or Refinancing?

Select your scenario to start the right application.

Prefer to talk it through first? Our team reviews every application and makes sure you're in the right product before you submit.

1 Minimum loan amount is $75K per property within a portfolio, or $100K for a non-portfolio loan.

How it works

Funded in Three Simple Steps

No documents to get started, and no impact to your credit score.

1

Apply in Minutes

Answer a few questions about your business. No documents required to get started.

2

Get Your Decision

Our team reviews your application and responds within 24–48 hours with real options — and if something doesn't fit, we'll tell you exactly why and what would change it.

3

Receive Your Funds

Choose your terms, complete final verification, and get funded. Your dedicated contact guides you through every step.

Fast & Easy

Simple application with decisions in 24–48 hours.

Secure & Private

Bank-level encryption protects your sensitive information.

No Obligation

See your options with no impact to your credit score.

A Direct Lender

Loanspark is the lender — no broker chains, no handoffs, no runaround.

The difference

Why Borrowers Choose Loanspark

Typical Lender
Weeks of waiting
Decisions in 24–48 hours
“Fill out a form, we'll call you”
Real options after one application
Declines with no explanation
Clear answers — and what would change them
Hard credit pull just to look
No credit impact to see your options
Questions

Frequently Asked Questions

Do you lend on investment properties if I'm self-employed?

Yes. Our investment property programs qualify the deal on the property's income and your credit profile — not on tax returns or W-2s alone.

Will checking my options affect my credit?

No. Getting pre-qualified has no impact on your credit score. A full credit review happens only when you choose to move forward with a loan.

What do I need to apply?

Just a few minutes and some basic details about your business or property — no paperwork to get started. We'll only ask for documents once you've seen your options and decided to go ahead.

Is there any cost or obligation to apply?

None at all. Applying just shows you what you qualify for — there's no fee, and no obligation to accept anything you're offered.

The Property Won't Wait. Neither Should Your Financing.

Apply now and get a decision in as little as 24–48 hours.