Fast and easy process. Got funded in just 3 days! The team was responsive and kept me informed every step of the way.
John D.
Restaurant Owner
Restaurant Owner
Business & Real Estate Financing
Get the Funding You Need — Fast
One online application connects you to many financing options — business loans, lines of credit, and investment property financing from $5K to $5.0M.
No impact to your credit score · Takes about 5 minutes
$5K – $5.0M
Loan Amounts
24–48 hrs
Typical Decision
7 Products
One Application
Your information is safe & secureWe use bank-level 256-bit SSL encryption to protect your data.
SSL Encrypted SOC 2 Certified GDPR Compliant
Choose your path
Choose Your Loan Product
Not sure which fits? Start any application and we'll guide you to the right one.
Business Financing
Real Estate Financing
Prefer to talk it through first? Our team reviews every application and makes sure you're in the right product before you submit.
1 Minimum loan amount is $75K per property within a portfolio, or $100K for a non-portfolio loan.
How it works
Funded in Three Simple Steps
No documents to get started, and no impact to your credit score.
1
Apply in Minutes
Answer a few questions about your business. No documents required to get started.
2
Get Your Decision
Our team reviews your application and responds within 24–48 hours with real options — and if something doesn't fit, we'll tell you exactly why and what would change it.
3
Receive Your Funds
Choose your terms, complete final verification, and get funded. Your dedicated contact guides you through every step.
Fast & Easy
Simple application with decisions in 24–48 hours.
Secure & Private
Bank-level encryption protects your sensitive information.
No Obligation
See your options with no impact to your credit score.
A Direct Lender
Loanspark is the lender — no broker chains, no handoffs, no runaround.
Client stories
What Our Clients Say
Great rates and excellent service throughout. They found financing options I didn't know existed for my investment property.
Sarah M.
Real Estate Investor
Real Estate Investor
I was skeptical at first, but the process was completely transparent. Approved for my line of credit within 48 hours.
Marcus T.
Retail Business Owner
Retail Business Owner
The difference
Why Borrowers Choose Loanspark
Typical Lender
Weeks of waiting
Decisions in 24–48 hours
“Fill out a form, we'll call you”
Real options after one application
Declines with no explanation
Clear answers — and what would change them
Hard credit pull just to look
No credit impact to see your options
Questions
Frequently Asked Questions
Which loan should I apply for?
Pick whichever is closest to what you need — you really can't get it wrong. The questions adapt as you go, and a real person reviews every application to make sure you land in the right program.
Will checking my options affect my credit?
No. Getting pre-qualified has no impact on your credit score. A full credit review happens only when you choose to move forward with a loan.
What do I need to apply?
Just a few minutes and some basic details about your business or property — no paperwork to get started. We'll only ask for documents once you've seen your options and decided to go ahead.
Is there any cost or obligation to apply?
None at all. Applying just shows you what you qualify for — there's no fee, and no obligation to accept anything you're offered.
Ready to See What You Qualify For?
Real options, real numbers — without a hit to your credit score.